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What is Passive Income?
Passive income is often defined as income that is continually earned with as minimal effort as possible from the person receiving the money. This is usually accomplished by creating a self-sustaining...
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Retirement Contribution Limits Increased in 2012
On Friday, the Internal Revenue Service (IRS) announced there will be an increase to the contribution levels for 401(k)’s, 403(b)’s, and the other similar government sponsored retirement plans. The...
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What Should Be in Your Safety Net?
You don’t think twice to lock your doors, look both ways before crossing the street, or turn off your electronics when you’re not home. So why is it that so many of us are one disaster away from a...
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Retiring on the One-Million Dollar Myth
I recently read an article on Daily Finance that posed the question of whether having one-million dollars was enough to retire. For many, one-million dollars is perceived as being the classic...
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A Strategy for Maxing Out Your Retirement Savings
We all know that we should be saving more money for retirement, but how do you make that happen? How do you go from nothing to maxing out all our tax-advantaged savings options like your employer...
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Which is Better – Term or Permanent Life Insurance? – Part 1
Some of you may wonder “What in the world does life insurance got to do with my personal finances?” The truth is that it plays a more significant role in your money than you think for 2 reasons: 1)...
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Which is Better – Term or Permanent Life Insurance? – Part 2
In Part 1, we reviewed the fundamental differences between Term and Permanent Life Insurance. Basically Term is cheaper but it expires and gets more expensive as time goes on. Permanent life is way...
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Adding Your Children’s College Savings to the Budget
Please don’t hate me. I’m very proud that you’ve been following my advice (and the advice of my PF blog constituents) to start saving for retirement, etc. But now we’re going to talk about something...
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Why Care About Money?
Before you can decide how to invest your money or how much to stash away, it’s important to ask yourself the fundamental question: • Why care about money? The answer is harder than you think. The Usual...
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What is Financial Freedom – The Easy to Follow Explanation
The tagline to My Money Design has always been designing financial freedom. For as long as I’ve been into reading financial books and blogs about money, I’ve seen a lot of them try to answer the...
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My Post Retirement Ideas for When I Become Financially Free
We spend an awful lot of time on My Money Design talking about not only how to successfully plan for retirement, but even some strategies for how to get there as early as possible. Why? Because I...
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The Value of Time and Money
I’ve often made reference on My Money Design that time is the only true currency. Even when we think of money as a currency, really all we’re doing with it is buying the convenience of goods and...
View ArticleClik here to view.
A Strategy for Maxing Out Your Retirement Savings
We all know that we should be saving more money for retirement, but how do you make that happen? How do you go from nothing to maxing out all our tax-advantaged savings options like your employer...
View ArticleClik here to view.
Which is Better – Term or Permanent Life Insurance? – Part 1
Some of you may wonder “What in the world does life insurance got to do with my personal finances?”The truth is that it plays a more significant role in your money than you think for 2 reasons:1) Life...
View ArticleClik here to view.
Retiring on the One-Million Dollar Myth
I recently read an article on Daily Finance that posed the question of whether having one-million dollars was enough to retire. For many, one-million dollars is perceived as being the classic...
View ArticleClik here to view.
Which is Better – Term or Permanent Life Insurance? – Part 1
Some of you may wonder “What in the world does life insurance got to do with my personal finances?” The truth is that it plays a more significant role in your money than you think for 2 reasons: 1)...
View ArticleClik here to view.
Which is Better – Term or Permanent Life Insurance? – Part 2
In Part 1, we reviewed the fundamental differences between Term and Permanent Life Insurance. Basically Term is cheaper but it expires and gets more expensive as time goes on. Permanent life is way...
View ArticleClik here to view.
Adding Your Children’s College Savings to the Budget
Please don’t hate me. I’m very proud that you’ve been following my advice (and the advice of my PF blog constituents) to start saving for retirement, etc. But now we’re going to talk about something...
View ArticleClik here to view.
Why Care About Money?
Before you can decide how to invest your money or how much to stash away, it’s important to ask yourself the fundamental question: • Why care about money? The answer is harder than you think. The Usual...
View ArticleClik here to view.
What is Financial Freedom – The Easy to Follow Explanation
The tagline to My Money Design has always been designing financial freedom. For as long as I’ve been into reading financial books and blogs about money, I’ve seen a lot of them try to answer the...
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